RentMetric Calculator

Cash flow, cap rate & DSCR — free, no login

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Rental Property Cash Flow Calculator

Enter a few numbers and instantly see your monthly cash flow, cap rate, cash-on-cash return, and DSCR for any rental property. This DSCR calculator for rental property investors also projects loan balance and cumulative returns over the life of the mortgage — so you know whether a deal truly cash flows before you buy.

Cap rate calculator Cash-on-cash return DSCR calculator
Purchase & Financing
$
$
%
yrs
$/yr
Loan Amount$360,000
Rental Income
$
$
Gross monthly rent$3,400
Operating Expenses
$
$
$
$
$
$
Total operating expenses$1,330
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Lease

Setting a move-out date generates a final statement, emails the owner a cleaning checklist, and schedules an inspection 2 days before move-out.

Monthly Cash Flow
-$205
-$2,465 / year
Cap Rate
5.52%
NOI ÷ Price
Cash-on-Cash
-2.74%
Annual CF ÷ Down Payment
Monthly Mortgage
$2,275
Loan $360,000
Gross Income
$3,400
per month
Annual NOI
$24,840
Income − Op. Exp. − Taxes
Monthly Expense Breakdown
  • Property tax
  • Insurance
  • Property management
  • Maintenance
  • Vacancy reserve
  • Utilities
  • Mortgage (P&I)
Monthly Cash Flow
IncomeOp. ExpensesTaxesMortgageNet Cash Flow-4000-2000020004000
Cumulative Cash Flow & Loan Balance Over Time
Yr 2Yr 4Yr 6Yr 8Yr 10Yr 12Yr 14Yr 16Yr 18Yr 20Yr 22Yr 24Yr 26Yr 28Yr 30$-150k$0k$150k$300k$450k
  • Cumulative Cash Flow
  • Loan Balance